If you have been in an accident, one of the first things you may wonder about is how insurance companies determine how much your car is worth and how much it will cost to repair your car. There are many books that are available for car insurer to sue when determining the value of a car. The most well known book is probably the Kelley Blue Book. Another book that car insurers use is published by the National Association of Automobile Dealers.

After you have filed an insurance claim, your insurance company goes to work. They will contact a claims adjuster that will confirm the loss and will use a set of guidelines to figure out how much it will cost to fix the car. When you take your car to a mechanic, you can use the estimate from the adjuster to compare the mechanic's estimate against standard repair pricing.