Ours is a story that could happen to just about any family, anywhere at any time.

We did not purchase a home above our means

We had a small but growing savings account and we tried not to spend foolishl

Our two adult children live with us. They are both disabled

I was needed to provide care and transportation to medical appointments for my mom who consequently died

my husband suffered a stroke in very early May 2008; 3 weeks later, I was involved in an automobile accident; in August our son needed emergency neurosurgery to replace a malfunctioning VP shunt. I was fired from my job the day after my son's first surgery because I had missed too many days of work by that time.

My employer denied me unemployment benefits because they claimed I had "attendance/tardiness" issues.

Medical bills are piling up. And our savings account has been wiped out. We have resorted to selling our personal belongings on ebay and Craigs List