you should strive to be N.E.A.T.E.R.:

Not perfect, but...
Effective- doing what works best
Always improving
True to your style
Efficient- not wasting time and energy
Ready for anything- being prepared for life

(NEATER acronym © 2006-2009, Clutter Diet, Inc.)

I also wrote here a while back about having an "Emergency Twenty." This is the practice of always keeping a twenty-dollar bill in a special place in your car. 

Here's a great site for hurricane preparedness for your convenience.